Buying your first horse is an exciting but daunting experience. Horses are a significant investment in terms of time, money, and care, so it’s important to make an informed decision. Whether you’re looking for a riding companion, a competition partner, or simply a beloved pet.
Table of Contents
Step 1: Determine Your Needs and Goals
Before searching for a horse, ask yourself:
- What will the horse be used for? (Trail riding, competition, lessons, etc.)
- What is your experience level? Beginners should look for calm, well-trained horses.
- What breed or size suits you? Some breeds are better for beginners (e.g., Quarter Horses, Haflingers).
- What is your budget? Consider purchase price, boarding, vet bills, and farrier costs.
Step 2: Set a Realistic Budget
The cost of a horse varies widely:
- Purchase price: 1,000–1,000–10,000+ (depending on training, age, and breed).
- Ongoing costs: Boarding (200–200–800/month), feed, farrier (50–50–150 every 6–8 weeks), vet care, and insurance.
Step 3: Find Reputable Sellers
Look for horses through:
- Breeders (if you want a specific breed)
- Horse rescues (for affordable options)
- Trainers or riding instructors (they may know trustworthy sellers)
- Online listings (Horse & Hound, Equine.com, Facebook groups)
Avoid scams: Always visit the horse in person before buying.
Step 4: Evaluate the Horse
When visiting a horse, check:
✅ Temperament: Is the horse calm and easy to handle?
✅ Health: Look for clear eyes, shiny coat, and no lameness.
✅ Training: Can you ride the horse comfortably?
✅ Vet Check: Always get a pre-purchase exam (PPE) by a veterinarian.
Step 5: Trial Period (If Possible)
Some sellers allow a trial period (a week or two) to see if the horse suits you. This is especially helpful for beginners.
Step 6: Complete the Purchase
Once you’re sure:
- Sign a sales contract (to protect both buyer and seller).
- Get registration papers (if the horse is registered).
- Arrange transport (hire a professional horse transporter if needed).
Step 7: Prepare for Horse Ownership
Before bringing your horse home:
- Set up boarding (if you don’t have your own barn).
- Buy essential supplies (halter, lead rope, grooming kit, saddle, etc.).
- Find a vet and farrier for routine care.
Final Tips for First-Time Buyers
✔ Take an experienced horse person with you when evaluating horses.
✔ Avoid young or green horses—beginners need a well-trained, steady horse.
✔ Be patient—finding the right horse can take time.
Here are ten frequently asked questions from beginners, along with clear, helpful answers.
1. How much does it cost to buy a horse?
This is the biggest question, and the answer is: the purchase price is just the beginning.
- Purchase Price: A suitable beginner horse can range from $3,000 to $7,000+. “Free” horses often come with hidden physical or behavioral issues and are not recommended for beginners.
- Ongoing Costs (Board): If you don’t have your own land, boarding costs range from $300-$800+ per month for basic care.
- Other Major Expenses: Farrier (hoof trimming/shoeing) every 6-8 weeks ($50-$150), annual vet check/vaccinations ($200-$500), dental care ($150-$300), tack and equipment ($500-$2,000+ initially), and insurance. Always budget for unexpected vet bills.
2. What is the best breed for a beginner?
There is no single “best” breed, as temperament is more important than pedigree. However, some breeds are known for their calm and forgiving nature:
- Quarter Horse: Known for a “cow sense” and generally calm, steady disposition.
- Draft Crosses: (e.g., Percheron/Thoroughbred) Often gentle, sensible, and sturdy.
- Morgan: Versatile, intelligent, and people-oriented.
- Grade Horse: A mixed-breed or unregistered horse. Many are wonderful, sound, and affordable partners.
3. How old should my first horse be?
A beginner should look for a “been there, done that” horse. The ideal age range is typically between 10 and 20 years old. A horse in this age group is mature, has experience, and is less likely to have the unpredictable “spook” or high energy of a younger horse (under 8).
4. Where is the best place to look for a horse?
- Through a Trusted Trainer or Instructor: This is the best option. They know your skill level and can help you find a safe, suitable match.
- Horse Sale Websites: (e.g., DreamHorse, EquineNow) Be very cautious and always have a pre-purchase exam.
- Word of Mouth: Let your local riding community know you are looking. A private sale from a known source is often safer than an auction.
- Avoid: Auctions are high-risk environments for beginners, as you cannot properly evaluate a horse’s history or temperament.
5. What should I look for when I go to try a horse?
- Watch them be caught and tacked up: A horse that is difficult to catch or hates being groomed is a red flag.
- See them ridden first: Have the seller or their trainer ride the horse to show you its gaits and that it is sound and responsive.
- Ride it yourself: See how it feels for you. Does it listen to your aids? Is it calm and forgiving of your mistakes?
- Test in different situations: Ask to ride in a different part of the arena, or see how it reacts to a minor spook (e.g., a flapping coat).
6. What is a Pre-Purchase Exam (PPE), and do I need one?
YES, absolutely. A PPE is a veterinary exam you pay for before you buy the horse. It is non-negotiable for a beginner.
- What it is: A vet will assess the horse’s overall health, soundness, and check for any underlying issues (like lameness, heart problems, or vision issues).
- Why it’s crucial: It protects your investment and ensures you aren’t buying a horse with a chronic, painful, or expensive medical condition.
7. Should I get a mare, a gelding, or a stallion?
- Gelding (castrated male): This is almost always the top recommendation for a beginner. Geldings are typically steady, reliable, and easy-going.
- Mare (female): Mares can be wonderful, but some can be moody, especially when they are in heat. They require a more nuanced understanding.
- Stallion (intact male): NEVER recommended for a beginner. They require expert handling and can be unpredictable and dangerous.
8. What if I don’t have a place to keep the horse?
You will need to board it at a stable. When looking for a boarding barn, consider:
- Full Care Board: The barn handles all feeding, turnout, and stall cleaning. This is ideal for beginners.
- Location & Facilities: Is it close enough for you to visit often? Does it have a good arena, safe fencing, and trails?
- Visit First: Make sure the barn is clean, the horses look healthy, and the atmosphere is friendly and supportive.
9. Do I need to take lessons after I buy the horse?
Yes, 100%. Owning a horse is a continuous learning process. Continuing lessons with your instructor on your own horse is one of the best things you can do. It will strengthen your bond, improve your communication, and help you solve problems together safely.
10. What if it doesn’t work out? Can I return the horse?
This is a critical question to ask before you buy.
- Trial Period: A reputable seller may offer a 1-2 week trial period where the horse stays at your barn so you can ensure it’s a good fit.
- Buy-Back Clause: Some sellers will include a clause in the contract stating they have the first right of refusal to buy the horse back if you ever need to sell. This ensures the horse goes to a good home.
- Get Everything in Writing: A clear, signed sales contract protects both you and the seller and should outline any return/trial policies.